Bonaventure Hepburn Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession

one part straight new home builders will give you the heavens and earth to make a sale, do you have a decision in all of this? Of course I certainly did and I mucked up and am paying for it dearly I mean my mortgage is 5 times more than I make 5 TIMES! I thought by now I wouldÆve flipped this cash hog that is literally eating my capital alive (what little I have left). You may say hey MR. 5 times more than you make what are you smoking? But the truth is thatÆs the whole point. Young people are buying to flip and make a buck and thatÆs what theyÆre really trying to do is flip so what do they care if they canÆt afford the property 6 or 7 months down the road they think it will be someone elseÆs problem by then and thatÆs where you need to realize that you should never buy out of your means because nothing is a sure bet, but then again you get great returns with minor risk investments (but thatÆs neither here nor there, but certainly more here than there). We have now become a society that can get loans without having enough income to afford them. You can flip burgers at McArches (and thereÆs nothing wrong with that) and own 3 houses trust me I do taxes and IÆve seen it a lot this year. Is there some level of residential fraud? Yep sure is but IÆm not the arbitrator (or arbi-traitor) in this game and wonÆt sell anybody out thatÆs for sure. But think for a minute why this is an important lesson in life for you young and old people who donÆt have a clue (the rest of you probably know this) banks give out no income loans with decent credit for large amounts (more than the average person can afford) and honestly expect to have a low-default level (default meaning people who can no longer afford their mortgage and give up on it literally ôforecloseö) thatÆs crazy. These banks drove up the market because if you can buy outside of your means then you aim to buy higher without fear (initially) and that means people will up the prices of the houses that they are selling because the banks are giving out cheap money (thatÆs when the interest rates are low) and suddenly the appraisals will cover these exorbitant amounts because houses are selling for these high prices so essentially are ôworthö that much but really theyÆre not, itÆs all speculation. And once the buying frenzy begins prices go up and up and up and up until finally people stop buying because they say hey ôIÆm not paying 500,000 dollars for a 1 bedroom apartment in Washington DCö and then the laws of gravity

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